Card > TAP

Cartão Tap

Issued in joint partnership with TAP Portugal, the TAP card is accepted anywhere in the world and offers exclusive benefits for those who enjoy the pleasure of travelling.

More Informatios
A passport into the Victoria world
1 Account = 2 Credit Cards
TAP Gold: APRC 27,8%
TAP Classic: APRC 26,2%
Features
Main Advantages
Victoria Program
Price list
How to Apply
TAP card... your boarding pass for the World.

Convert your purchases into Bonus Miles and see how far you can fly.
A passport into the Victoria world

If you take out a TAP Visa or TAP American Express card- and if you aren't already a member of the Victoria Program - you will gain instant access to it and all its advantages. Earn Bonus Miles with other Program partners, and, together with the miles you've earned from purchases, convert them into miles.

1 Account = 2 Credit Cards
When you take out the TAP card you automatically get two credit cards: a TAP Visa Card and a TAP American Express card. These cards are linked to the same card account and share the same credit limit. Enjoy additional advantages:
  • By having 2 cards you'll get better worldwide acceptance, since you'll be able to access both Visa and American Express networks.
  • Earn miles quicker and redeem them for flights to your dream destinations.
  • One of the cards is absolutely free. Even though you have 2 cards you will only be charged one annual fee provided your TAP American Express card is linked to your TAP Visa Card. If you cancel this card, the TAP American Express card will take on the TAP Visa card's annual fee (75 EUR for the Gold card and 35 EUR for the Classic card).
  • The TAP Visa card and the TAP American Express card are twins, that is, they're linked to the same card account, making it easier to manage them:
    - Single annual fee
    - Shared credit limito
    - Sum up both cards' miles
    - A single statement including balance and detailed transactions for both cards
    - Same payment option
    - Same payment date
APRC
  • TAP GOLD: 20,820% APR and 27,8% APRC for 2.500 EUR repaid over 12 months, monthly payment 230,26 EUR. Total amount chargeable to Client 2.838,16 EUR, including annual fee and tax.
  • TAP CLASSIC: 20,820% APR and 26,2% APRC for 1.500 EUR repaid over 12 months, imonthly payment 138,16 EUR. Total amount chargeable to Client 1.692,90 EUR including annual fee and tax.
Features
  • The TAP card allows you to pay for purchases and services with your TAP Visa or TAP American Express cards in stores that accept Visa or American Express, respectively.
  • You can also withdraw cash on credit with your TAP Visa or TAP American Express cards on ATMs that accept Visa or American Express, respectively.
  • With this practical, safe and flexible way of paying you have access to immediate credit, which you can use anytime, anywhere around the globe with the added flexibility of being able to buy today and repay within 50 days, interest free.
  • If you haven't already joined the Victoria Program, by taking out the TAP Visa Card you'll become an instant member and enjoy all its advantages.
  • On top of that, benefit from a more convenient repayment plan, starting at 5% on the outstanding balance.
  • To make your monthly repayments you don't need to switch banks; you can keep on using your regular bank account.
Main Advantages

Get bonus miles for enrolling

Become a TAP Gold card member and instantly earn 5,000 bonus miles. If you'd rather take out the TAP Classic card, you'll earn 1,000 bonus miles. Earn 2,500 bonus miles for signing up an additional TAP Gold card holder (500 for TAP Classic).

Your card purchases are worth miles
Earn miles from your TAP card purchases. You get 1 bonus mile for each 1EUR spent on your TAP Visa card. If you use your TAP American Express card, you'll earn even more miles: get 1.25 miles for each 1 EUR spent on your TAP Classic (1.5 miles for TAP Gold).

The TAP American Express card will earn you more miles per card purchase compared with the TAP Visa card. The more you use it, the quicker you can earn the miles you need for your dream holidays.

The more you use your TAP American Express card, the quicker you'll earn the miles you need for your dream holidays.

Additional miles
On top of miles earned for card purchases, you can earn additional miles over your half-yearly bill: for each 5,000 EUR spent per card account on your TAP Gold get 1,000 bonus miles (500 miles for TAP Classic).

Earn Miles Table
TAP Gold TAP Classic
Visa American Express Visa American Express
Bonus miles for enrolling 5.000 1.000

Bonus miles per 1EUR purchases

1 1,5 1 1,25
Additional bonus miles for each 5,000 EUR spent from card account per calendar semester 1.000 500


If you opt for the TAP Visa Gold card, you'll also enjoy the following special benefits whenever you fly on TAP flights with a TAP ticket, regardless of the class:

  • Access to tap|plus check-in - speedy and personalised attendance;
  • Access to the Lisbon airport Blue Lounge and the Oporto airport Lounge, so that you can wait for your flight in comfort.
NOTE: These advantages do not apply if you travel with ID or AD tickets (TAP reference codes).

Victoria Program
When you take out a TAP Visa Card you are automatically enrolled in the Victoria Program. This means you can benefit from its numerous advantages, such as accruing miles from other Program partners, which, together with the miles you've earned from purchases, you can redeem for free flight tickets.

Miles earned are valid for three years and can be redeemed for flights for you, or for you to offer your family and friends.

Necessary miles for a Reward Ticket on TAP flights Reward Ticket on TAP flights
From/To Class Portugal Madeira,
Azores
Europe USA Brazil,
Venezuela
West, Central and East Africa Southern Africa
Portugal Economy

Executive
10.000

15.000
20.000

30.000
20.000

30.000
60.000

100.000
70.000

100.000
40.000

60.000
100.000

160.000
Madeira,
Azores
Economy

Executive
20.000

30.000
20.000

30.000
30.000

40.000
60.000

100.000
70.000

100.000
40.000

60.000
100.000

160.000
Europe Economy

Executive
---

---
---

---
---

---
70.000

110.000
80.000

110.000
50.000

70.000
110.000

170.000
USA Economy

Executive
---

---
---

---
---

---
---

---
---

---
80.000

110.000
140.000

190.000
Brazil,
Venezuela
Economy

Executive
---

---
---

---
---

---
---

---
---

---
100.000

150.000
150.000

200.000
West, Central and
East Africa
Economy

Executive
---

---
---

---
---

---
---

---
---

---
---

---
120.000

180.000


Miles necessary for a Reward Ticket on airline companies that are Star Alliance* members
From/To Class Europe/ North Africa USA, Mexico, the Caribbean Central and South America Central, West and East Africa Southern Africa Middle East Asia Oceania
Europe/ North Africa Economy

Executive
30.000

40.000
70.000

110.000
90.000

120.000
50.000

70.000
125.000

200.000
90.000

120.000
130.000

190.000
160.000

210.000
USA, Mexico and the Caribbean Economy

Executive
---

---
35.000

50.000
55.000

90.000
90.000

120.000
150.000

200.000
120.000

160.000
110.000

145.000
100.000

130.000
Central and South America Economy

Executive
---

---
---

---
35.000

50.000
110.000

160.000
160.000

210.000
165.000

220.000
190.000

250.000
190.000

245.000
Central, West and East Africa Economy

Executive
---

---
---

---
---

---
35.000

50.000
130.000

190.000
90.000

135.000
180.000

230.000
195.000

255.000
Southern Africa Economy

Executive
---

---
---

---
---

---
---

---
35.000

50.000
125.000

170.000
160.000

210.000
195.000

255.000
Middle East Economy

Executive
---

---
---

---
---

---
---

---
---

---
35.000

50.000
170.000

220.000
205.000

270.000
Asia Economy

Executive
---

---
---

---
---

---
---

---
---

---
---

---
35.000

50.000
40.000

70.000
Oceania Economy

Executive
---

---
---

---
---

---
---

---
---

---
---

---
---

---
35.000

50.000

This bonus scheme also applies to TAM and Ukraine International. An extra 15% is due on Singapore Airlines rewards. The above amounts are subject to change.

And if you find you don't have enough miles to travel to your destination of choice, you can always earn the missing miles, request an extension on their expiration date, or transfer miles between Victoria accounts.

More information about Victoria Program

How to apply**

Apply for your card now by calling our Direct Bank or visiting any Millennium bcp branch.

(**) Transactions/information in Portuguese will soon be available in English

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